Dathorn Billing . . .

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  • Jonathan
    Senior Member
    • Mar 2004
    • 1229

    Dathorn Billing . . .

    Well, its not important enough to open a TT, plus I want
    to be the very first to post in the General Support forums

    Anyways, onto my loving question for the wonderful
    Dathornian people, and/or CEO (i.e., Andrew).

    As some of you here may remember, I'm but a wee
    lil youngian; a mere 15, going on 16 in July.

    Now, when I signed up, I cleared it up about that
    it was okay I was going to be the one using the account,
    with my mother using her debt card to pay for the billing.

    Anyways, if anyone is from florida, you may have heard
    of 'SCCU' or Space Coast Credit Union; they offer excellent accounts
    for kids under 18, with those over 13 being able to get
    their own savings account w/o a parential/gardian signature.

    Anyways, 15+ they offer checking accounts w/ debt card,
    provided that a parent or gardian co-signs and what not.

    My long ramble is this: does Dathorn have any issues
    with billing a 15yr old whom holds a good
    standing checking account w/ debt card?

    A bit off-topic to this, does anybody know (too lazy to check)
    if GoDaddy, as well as DirectI, etc. only do sales with those 18+ ?
    Or would they be okay with a 15yr old,
    with means to pay (legally) over the internet?
    "How can someone be so distracted yet so focused?"
    - C
  • KyleC
    Senior Member
    • Mar 2004
    • 291

    #2
    As a minor you cannot be held liable in a legal contact.

    Many places try to avoid business with minors due to this fact.

    I purschased quite a few things over the internet including domains when i was a minor (15-18).

    I dont think dathorn has a problem with it since Andrew said it was ok.

    Trust me GoDaddy does plenty of businness with minors, whether they should be is another issue.

    the only thing i see in their fine print relating to age is with .nz registrations
    .NZ REGISTRATION RESTRICTIONS (.CO.NZ, .ORG.NZ, .NET.NZ)
    You represent and warrant that You are an identifiable individual over 18 years of age or a properly constituted organization.
    PS: as a mod u should know that this topic belongs in General Discussion (off topic forum)
    Last edited by KyleC; 03-31-2004, 12:40 AM.
    -Kyle

    Comment

    • Slider
      Junior Member
      • Mar 2004
      • 16

      #3
      When you say Debit Card, are you talking about a Visa Check Card/Debit Card or just a straight Debit Card? If you got a Visa Check Card, I would be very surprised, especially since it has the Visa logo on it and Visa won't give a card to anyone under 18 unless their parents co-sign it. Ofcourse, that's just Visa's policy, I know 3 16 year olds with Visa's and a higher credit limit than I have...

      If your parents co-sign it, then I don't see why you can't use it being under 18 to purchase whatever you want. What will happen though is that if you default on the checking account or overdraft without overdraft protection, your parents credit will be affected. Just a word of warning...

      It good to see the younger generations in on the whole banking thing. I had a debit card when I was 15 as well (without the Visa check card part.)
      Broadband Rangers
      Project Goodtimes

      Comment

      • Jonathan
        Senior Member
        • Mar 2004
        • 1229

        #4
        Right now, I already have an "ATM Card" that is "Strictly"
        for the ATM, although the teller @ the bank said some
        online businesses accept it; even if they did, I'm not going to
        use it, because...well, its for an savings account, so I want to save.

        And yes, Slider, when I'm saying Debt Card I mean
        the Visa Check Card/Debt Card
        (able to use like an adult's checking acct debt card, etc.)

        As well, yes, my mother is signing
        it (Required for the checking acct, not savings).

        Another good side-effect of this, will be that come when I
        go to college, or go to get a nice little used car, I'll have
        been with this bank for a while, in good standing (hopefully),
        which should give me pretty good starting credit, and by college time,
        enough to **hopefully** get a low-interest loan.

        As for Andrew being okay with it, I'm not sure
        if he'd be with it billing me, the minor.

        Before I could see why Andrew was okay
        with it, was because if I went and did something
        wrong, etc. he could jump and sue my mother saying
        that she's paying for it, signed on it for me, etc.
        should have paid attention to make sure I didn't do this.
        (and he'd probably win @ least the damages + court fees)

        KyleC, this does go in the off-topic?
        I figured General Support as it is related to Dathorn's services
        I'll move it on out I guess

        PS: Evil forums! It wouldn't let me have but three smiles.

        <EDIT>Maaaan sooo scared! I gotz very scared,
        tried to log into the Moderator CP to move this
        thread, and soooo scared nearly moved wrong one!!

        Now I see simple moderator options (had been looking for!!!!)
        up @ the very top near the thread title; FLUFFITY/EVILITY!
        as my Dutchie friend would say! </EDIT>
        Last edited by Jonathan; 03-31-2004, 11:05 AM.
        "How can someone be so distracted yet so focused?"
        - C

        Comment

        • KyleC
          Senior Member
          • Mar 2004
          • 291

          #5
          Jonathan,

          having a bank account/debit card wont do much/anything for your credit. i would get a credit card and pay it off every month.

          -kyle
          -Kyle

          Comment

          • Jonathan
            Senior Member
            • Mar 2004
            • 1229

            #6
            Originally posted by KyleC
            Jonathan,

            having a bank account/debit card wont do much/anything for your credit. i would get a credit card and pay it off every month.

            -kyle
            Hmm; I'm sure my mother said something about come when
            I go to get a loan, since I'll have had a good account with them
            for awhile, I'll be able to get a loan for low-interest...
            "How can someone be so distracted yet so focused?"
            - C

            Comment

            • KyleC
              Senior Member
              • Mar 2004
              • 291

              #7
              Originally posted by Jonathan
              Hmm; I'm sure my mother said something about come when
              I go to get a loan, since I'll have had a good account with them
              for awhile, I'll be able to get a loan for low-interest...
              From that same bank yes, it will help, but it will not go on your credit report for other financial organizations to see.
              -Kyle

              Comment

              • Jonathan
                Senior Member
                • Mar 2004
                • 1229

                #8
                Originally posted by KyleC
                From that same bank yes, it will help, but it will not go on your credit report for other financial organizations to see.

                myyyyyyyyyyyyyyy baddd
                "How can someone be so distracted yet so focused?"
                - C

                Comment

                • Jonathan
                  Senior Member
                  • Mar 2004
                  • 1229

                  #9
                  If anybody cares to know, Andrew
                  said it was cool

                  Downside, didn't get to head over
                  to the bank today to set it up
                  "How can someone be so distracted yet so focused?"
                  - C

                  Comment

                  • Slider
                    Junior Member
                    • Mar 2004
                    • 16

                    #10
                    When I bought my first car, my loan came from the bank where I had two accounts setup and in good standing. They were more than happy to loan me the money. My dad did cosign the loan though, but through that loan, I was able to build a good credit history, as well as secure a credit card or two which are also in good standing.

                    The lesson here is do not screw up your credit at an early age. My brother is still cleaning up his college credit problems and because of them, is having a hard time getting a mortgage for a house and even a loan for a new car. Good credit history and scores mean the world today.
                    Broadband Rangers
                    Project Goodtimes

                    Comment

                    • Jonathan
                      Senior Member
                      • Mar 2004
                      • 1229

                      #11
                      Originally posted by Slider
                      Good credit history and scores mean the world today
                      Not to mention how much $$ your parents make!
                      My brother, when he went to get a loan for his college education,
                      found out my dad makes just enough so we're disqualified for any
                      sort of federial grants, and most scholerships (can't spell) that weren't
                      for any special reason (i.e., athletic, etc.).

                      I'm already preparing to face the same onslaught
                      "How can someone be so distracted yet so focused?"
                      - C

                      Comment

                      • -Oz-
                        Senior Member
                        • Mar 2004
                        • 545

                        #12
                        Oh yes, even the "merit" based scholarships still depend on money, it sucks. Its anti-discrimination in my opinion.
                        Dan Blomberg

                        Comment

                        • Slider
                          Junior Member
                          • Mar 2004
                          • 16

                          #13
                          I guess it's kinda ironic for me. My parents saved for my college education, set a budget for me for what they would be able to spend for it and I could choose schools that best fit my desires for my future. I chose a school not known for the major I took, which was as far away from my parents as I could get.

                          About a year later, my parents see how the interest rates are high and decide to take my college money and place it in CD's for a few years. At that point, I'm signing loan papers for the Stafford Loan. The way it was working out, my parents were making about a few bucks more than would be paid out in interest over the life of the loan. There were other reason for doing this as well as we had some family issues come up that needed to be taken care of.

                          Needless to say, when I graduated and my loans came due, my parents wrote checks as the CD's came out of their terms. They ended up making about $600 total on the deal.

                          Back to the topic though: It is BS that because your parents make too much that you don't qualify for financial aid. College is not cheap, even if you stay in state, well in some states it is if you live at home and commute, but I don't really consider it the college experience. I believe that the 4-5 years you spend at college provides you with a semi-real world view as to what it is going to be like when you have a career.
                          Broadband Rangers
                          Project Goodtimes

                          Comment

                          • jack11
                            Junior Member
                            • Mar 2005
                            • 3

                            #14
                            list of 4000+ mortgage broker to find best rates and quotes


                            http://www.webfreeguide.com/Mortgage-Brokers.aspx


                            Mortgage Brokers Directory has a large list of mortgage companies in the
                            United sates,UK,Canada and Australia.you can find the best mortgage rates,
                            mortgage calculators,mortgage refinancing sources,second mortgage,
                            mortgage quotes,bad credit mortgages and lot's of other online
                            mortgage informatoin here.
                            Mortgage brokers directory

                            Appears to be SPAM...click with caution
                            Last edited by Jonathan; 09-02-2005, 11:49 PM.

                            Comment

                            • ChrisTech
                              Senior Member
                              • Mar 2004
                              • 530

                              #15
                              Originally posted by jack11

                              http://www.webfreeguide.com/Mortgage-Brokers.aspx


                              Mortgage Brokers Directory has a large list of mortgage companies in the
                              United sates,UK,Canada and Australia.you can find the best mortgage rates,
                              mortgage calculators,mortgage refinancing sources,second mortgage,
                              mortgage quotes,bad credit mortgages and lot's of other online
                              mortgage informatoin here.
                              Mortgage brokers directory
                              That's a crap list. I just looked, and nothing local shows up, even though we have quite a few here locally. Just looks like a link farm.
                              Hosting at Dathorn since March 2003!

                              My Interwebs speed on Charter Cable!

                              Comment

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